.layout-wrapper {
	display: flex;
	flex-direction: column-reverse;
}

main {
	width: 100%;
}

.site-header {
	grid-area: nav;
	/* Anker voor de absolute subdetail-dropdowns en het mobiele overlay-menu */
	position: relative;
}

#maincontent {
	grid-area: main;
}

header.site-header {
	background: #FFF;
	border-bottom: 1px solid #1B75BA;
}

header div.container {
	display: flex;
	flex-direction: row;
	flex-wrap: nowrap;
	justify-content: flex-start;
	/* Logo, menu-items en Mijn Moneywise op één verticale middellijn */
	align-items: center;
	padding: 10px 0;
}

header div.container .logo-wrapper {
	flex: 0 0 auto;
	display: flex;
	align-items: center;
	margin-right: 20px;
}

	/* block: geen baseline-witruimte, dus exact gecentreerd op de middellijn */
	header div.container .logo-wrapper img {
		display: block;
	}

header.interface {
	background: #FFF;
	border-bottom: 2px solid #CCC;
}

	header.interface img.logoOwl {
		width: 50px;
	}

input.AbandonSession {
	text-align: center;
	font-size: 0.8rem;
	font-weight: 600;
	background: red;
	color: #FFF;
	padding: 5px 10px;
	border-radius: 5px;
	cursor: pointer;
	border: 0;
	margin-left: auto;
}

div.afm {
	display: flex;
	flex-direction: row;
	flex-wrap: nowrap;
	align-items: flex-start;
	padding: 5px 0;
	justify-content: center;
	background: #FFF;
}

.main-nav {
	width: 100%;
	display: flex;
	justify-content: space-between;
	flex-direction: row;
}

	.main-nav ul.nav-list {
		display: flex;
		flex-direction: row;
		align-content: flex-end;
		align-items: center;
		justify-content: flex-end;
		width: 100%;
		list-style: none;
		flex-wrap: nowrap;
		margin: 0;
		padding: 0;
	}

		/* Mijn Moneywise als duidelijke actieknop: pill, los van de nav-links */
		.main-nav ul.nav-list a.mijn {
			display: inline-block;
			text-decoration: none;
			color: #1B75BA;
			font-weight: bold;
			font-size: 11pt;
			padding: 8px 18px;
			margin-left: 12px;
			border: 1px solid #1B75BA;
			border-radius: 20px;
			white-space: nowrap;
			cursor: pointer;
		}

			.main-nav ul.nav-list a.mijn:hover {
				background: #D5F4FF;
			}

		.main-nav ul.nav-list:first-of-type {
			display: flex;
			flex-direction: row;
			align-content: flex-start;
			align-items: center;
			justify-content: flex-start;
		}

		/* Split-patroon: .nav-item = woord (.nav-link, link naar de hub) + pijltje
		   (.nav-more, opent het paneel). Woord en pijltje vormen samen één "tab"
		   met gedeelde hover/open-stijl, zodat het als één menu-item leest. */
		.main-nav ul.nav-list .nav-item {
			display: flex;
			align-items: stretch;
			border-bottom: 2px solid transparent;
			border-top-left-radius: 5px;
			border-top-right-radius: 5px;
		}

			/* Eén stijl voor hover, open paneel en huidige sectie: de lichtblauwe "tab" met
			   een blauwe streep eronder. Het woord zelf wordt niet onderstreept: samen met
			   de streep gaf dat een dubbele lijn. */
			.main-nav ul.nav-list .nav-item:hover,
			.main-nav ul.nav-list .nav-item.open,
			.main-nav ul.nav-list .nav-item:has(> .nav-link[aria-current]) {
				background: #D5F4FF;
				border-bottom-color: #1B75BA;
			}

		/* .nav-link dekt zowel <a> (hub-link) als <button> (Verzekeringen: geen hub).
		   Padding compact: de topbalk heeft negen items en moet binnen de
		   1200px-container naast het logo passen. */
		.main-nav ul.nav-list .nav-link {
			display: inline-block;
			text-decoration: none;
			color: #1B75BA;
			font-weight: bold;
			/* buttons erven het font niet - zonder dit staat Verzekeringen in Arial
			   naast links in InZpire: het "ratjetoe"-effect */
			font-family: inherit;
			background: transparent;
			border: 0;
			font-size: 11pt;
			margin: 0;
			padding: 10px 4px 10px 12px;
			cursor: pointer;
			white-space: nowrap;
		}

			/* Item zonder hub (Verzekeringen): het woord is zelf de toggle, pijltje erin */
			.main-nav ul.nav-list .nav-link--toggle {
				padding-right: 26px;
				position: relative;
			}

		/* Pijltje: eigen button naast het woord (hub-items) */
		.main-nav ul.nav-list .nav-more {
			display: inline-block;
			width: 24px;
			margin: 0;
			padding: 0;
			border: 0;
			background: transparent;
			cursor: pointer;
			position: relative;
		}

			/* CSS-chevron, draait om als het paneel open staat */
			.main-nav ul.nav-list .nav-more::after,
			.main-nav ul.nav-list .nav-link--toggle::after {
				content: "";
				position: absolute;
				top: 50%;
				left: 50%;
				width: 7px;
				height: 7px;
				margin: -6px 0 0 -4px;
				border-right: 2px solid #1B75BA;
				border-bottom: 2px solid #1B75BA;
				transform: rotate(45deg);
				transition: transform .15s ease;
			}

			.main-nav ul.nav-list .nav-link--toggle::after {
				left: auto;
				right: 10px;
			}

			.main-nav ul.nav-list .nav-item.open .nav-more::after,
			.main-nav ul.nav-list .nav-item.open .nav-link--toggle::after {
				transform: rotate(225deg);
				margin-top: -2px;
			}

			.main-nav ul.nav-list .nav-more:focus-visible,
			.main-nav ul.nav-list .nav-link:focus-visible {
				outline: 2px solid #1B75BA;
				outline-offset: -2px;
			}

.subdetail {
	display: none;
	position: absolute;
	top: 100%;
	left: 0;
	width: 100%;
	background: #fff;
	box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
	z-index: 1000;
	padding: 1rem 0;
	/* Het li heeft cursor/hover-stijl; het paneel zelf niet */
	cursor: default;
}

.product-nav-layout {
	display: flex;
	flex-direction: row;
	align-items: flex-start;
}

.subdetail > .product-nav-layout {
	max-width: 1200px;
	margin: 0 auto;
	display: flex;
	/* De kolommen met kopjes en links */
	flex-direction: column;
	align-items: stretch;
}

.product-content-container {
	flex: 1;
	padding-left: 2rem;
	background: #FFF;
}

	.product-content-container h3 {
		font-weight: bold;
		font-size: 13pt;
		margin-top: 5px;
	}

	.product-content-container p {
		width: 80%;
		font-size: 12pt;
		color: #000;
		margin: 10px 0;
	}

	.product-content-container a.wa {
		text-decoration: none;
		background: #49C858 url(/images/social/whatsapp.svg) no-repeat 15px center;
		border-radius: 5px;
		padding: 10px 20px 10px 50px;
		font-weight: 600;
		font-size: 13pt;
		color: #FFF;
		margin: 15px 0;
		background-size: 25px;
	}

	.product-content-container div:first-of-type {
		width: 40%;
		border-right: 1px solid #CCC;
		margin-right: 20px;
	}

	.product-content-container ul {
		width: 100%;
		list-style: none;
		margin: 0;
		float: inherit;
	}

		.product-content-container ul li {
			margin: 10px 0;
		}

	.product-content-container li a {
		text-decoration: none;
		font-size: 13pt;
		color: #00ACED;
	}

		.product-content-container li a:hover {
			text-decoration: underline;
		}

.product-content {
	display: none;
	background: #FFF;
}

	.product-content.active {
		display: flex;
		flex-direction: row;
		justify-content: flex-start;
		align-items: flex-start;
	}

/* ── Hamburger + mobiel menu ──────────────────────────────────────────────── */
/* Hamburger is op desktop verborgen; onder 768px klapt het menu eronder open. */
.nav-toggle {
	display: none;
	margin-left: auto;
	width: 44px;
	height: 44px;
	padding: 10px;
	background: none;
	border: 0;
	cursor: pointer;
}

	.nav-toggle span,
	.nav-toggle span::before,
	.nav-toggle span::after {
		display: block;
		width: 24px;
		height: 2px;
		border-radius: 2px;
		background: #1B75BA;
	}

	.nav-toggle span {
		position: relative;
	}

		.nav-toggle span::before {
			content: "";
			position: absolute;
			top: -7px;
		}

		.nav-toggle span::after {
			content: "";
			position: absolute;
			top: 7px;
		}

/* Open: hamburger wordt een kruisje */
.site-header.nav-open .nav-toggle span {
	background: transparent;
}

	.site-header.nav-open .nav-toggle span::before {
		top: 0;
		transform: rotate(45deg);
	}

	.site-header.nav-open .nav-toggle span::after {
		top: 0;
		transform: rotate(-45deg);
	}

@media screen and (max-width: 768px) {
	.nav-toggle {
		display: block;
	}

	header div.container {
		flex-wrap: wrap;
		align-items: center;
		/* de specifiekere desktop-regel (10px 0) zou de .container-zijmarge overrulen */
		padding: 10px 16px;
	}

	/* Menu staat dicht tot de hamburger het opent */
	.main-nav {
		display: none;
	}

	/* Overlay: het menu valt over de pagina heen i.p.v. de content weg te drukken */
	.site-header.nav-open .main-nav {
		display: flex;
		flex-direction: column;
		position: absolute;
		top: 100%;
		left: 0;
		right: 0;
		background: #FFF;
		border-top: 1px solid #1B75BA;
		box-shadow: 0 12px 24px rgba(0, 0, 0, 0.18);
		z-index: 1100;
		max-height: calc(100dvh - 80px);
		overflow-y: auto;
	}

	.main-nav ul.nav-list,
	.main-nav ul.nav-list:first-of-type {
		flex-direction: column;
		align-items: stretch;
		justify-content: flex-start;
		width: 100%;
	}

		/* Rij = woord + pijltje naast elkaar, paneel (accordeon) op een nieuwe regel eronder */
		.main-nav ul.nav-list .nav-item {
			flex-wrap: wrap;
			align-items: stretch;
			border-radius: 0;
			border-bottom: 1px solid #E5E5E5;
		}

			.main-nav ul.nav-list .nav-item:hover {
				border-bottom-color: #E5E5E5;
			}

			.main-nav ul.nav-list .nav-item.open {
				border-bottom-color: #1B75BA;
			}

		/* Volle breedte en ruim tikdoel (44px) i.p.v. de smalle desktopknoppen */
		.main-nav ul.nav-list .nav-link,
		.main-nav ul.nav-list a.mijn {
			display: block;
			flex: 1 1 auto;
			min-width: 0;
			margin: 0;
			padding: 14px 15px;
			text-align: left;
			border-radius: 0;
			white-space: normal;
		}

			.main-nav ul.nav-list .nav-item:hover {
				background: transparent;
			}

			.main-nav ul.nav-list .nav-item.open,
			.main-nav ul.nav-list .nav-item:has(> .nav-link[aria-current]) {
				background: #D5F4FF;
			}

		/* Pijltje: ruim tikdoel rechts in de rij, met scheidingslijntje */
		.main-nav ul.nav-list .nav-more {
			flex: 0 0 56px;
			width: 56px;
			border-left: 1px solid #E5E5E5;
		}

		.main-nav ul.nav-list .nav-link--toggle::after {
			right: 22px;
		}

		/* De pill-rand van desktop past niet in de mobiele lijst */
		.main-nav ul.nav-list a.mijn {
			width: 100%;
			border: 0;
			border-bottom: 1px solid #E5E5E5;
		}

	/* Panelen worden een accordeon direct onder het aangetikte item */
	.subdetail {
		position: static;
		flex: 0 0 100%;
		width: 100%;
		padding: 0;
		box-shadow: none;
		background: #F7FBFE;
	}

	.product-nav-layout,
	.subdetail > .product-nav-layout {
		flex-direction: column;
	}

	.product-content-container {
		padding-left: 0;
		background: transparent;
	}

		.product-content-container h3 {
			padding: 10px 15px 0;
		}

		.product-content-container p {
			width: 100%;
			padding: 0 15px;
		}

		.product-content-container div:first-of-type {
			width: 100%;
			margin-right: 0;
			border-right: 0;
		}

		.product-content-container ul li {
			margin: 0;
		}

		.product-content-container li a {
			display: block;
			padding: 12px 30px;
		}

	.product-content.active {
		flex-direction: column;
		background: transparent;
	}

	/* Nieuwsbrief: input (250px) + knop (189px) passen niet naast elkaar */
	section.newsletterblok div.wrapAanmelden {
		flex-wrap: wrap;
		height: auto;
	}

	/* Contactblok-afbeelding is intrinsiek breder dan het scherm */
	section.contactsocialblok .contactblok .blok img {
		max-width: 100%;
		height: auto;
	}
}

/* KRUIMELPAD */

div.cmsKruimel {
	margin-bottom: 3rem;
}

nav.kruimelpad {
	width: 100%;
	font-size: 1rem;
	padding: 0.75rem 0;
	background-color: transparent;
	color: #333;
}

	nav.kruimelpad ol {
		display: flex;
		flex-wrap: wrap;
		list-style: none;
		margin: 0;
		padding: 0;
		gap: 0.5rem;
	}

		nav.kruimelpad ol li {
			display: flex;
			align-items: center;
			gap: 0.5rem;
			white-space: nowrap;
			font-weight: 500;
		}

			nav.kruimelpad ol li::after {
				content: "»"; /* Dubbele pijl */
				margin: 0 0rem; /* Je wilde geen extra marge */
				color: #999;
				font-size: 19pt;
			}

			nav.kruimelpad ol li:last-child::after {
				content: ""; /* Laatste item zonder pijl */
			}


section {
	width: 100%;
	padding: 0 0 20px 0px;
}

	section.newsletterblok {
		background: #F0F3F5;
	}

		section.newsletterblok h2 {
			font-size: 1.9em;
			font-weight: bold;
			margin: 15px 0;
		}

		section.newsletterblok div.newsletterWrap {
			display: flex;
		}

		section.newsletterblok p {
			font-size: 1.0em;
			font-weight: 600;
			margin: 30px 0 0 0;
			width: 50%;
		}

		section.newsletterblok div.wrapAanmelden {
			display: flex;
			height: 150px;
			background: transparent url(/images/iconen/owl-email.png) no-repeat left 1px;
			margin-top: -50px;
			background-size: 70px;
			padding-top: 40px;
		}

		section.newsletterblok label.visually-hidden {
			position: absolute;
			left: -9999px;
			width: 1px;
			height: 1px;
			overflow: hidden;
		}

		section.newsletterblok input[type=email] {
			height: 39px;
			margin: 35px 0 0 0;
			width: 250px;
			padding-left: 15px;
			border: none;
			font-size: 13pt;
		}

		section.newsletterblok button[type=submit] {
			height: 40px;
			margin: 35px 0 0 10px;
			width: 189px;
			border: none;
			background: #FFF url(/images/iconen/arrow-grey.png) no-repeat 95% 10px;
			color: #757575;
			font-size: 13pt;
			font-weight: 600;
			text-align: left;
			padding-left: 20px;
			background-size: 15%;
			cursor: pointer;
		}



/*BEL ONS */

div.belons {
	display: flex;
	flex-direction: column;
	flex-wrap: nowrap;
	align-content: center;
	align-items: center;
}

.ShowMySession {
	font-size: 12pt;
	background: #00ACED url(/images/eye.png) no-repeat 5px 5px;
	color: #FFF !important;
	padding: 2px 5px 5px 50px;
	margin: 15px 0 0 0;
	background-size: 25%;
	cursor: pointer;
	text-decoration: none !important;
}

span.belons {
	font-size: 16pt;
	font-weight: 600;
	margin: 10px 0 0 0;
	color: #1B75BA;
}

a.belons {
	font-size: 27pt;
	font-weight: bold;
	margin: 5px 0;
	color: #1B75BA;
	text-decoration: none;
}

div.socialWrap {
	width: 20%;
}

	div.socialWrap ul.social-list {
		list-style: none;
		padding: 0;
		margin: 10px;
		display: flex;
		gap: 10px;
	}


	div.socialWrap span {
		width: 100%;
		font-size: 16pt;
		font-weight: 600;
		margin: 30px 0 0px 0;
		color: #1B75BA;
	}

	div.socialWrap a {
		width: 20%;
		font-size: 16pt;
		font-weight: 600;
		color: #1B75BA;
	}

		div.socialWrap a img {
			width: 100%;
			height: auto;
		}


/* ===== Contact & social blok (gedeelde footer) ===== */

section.contactsocialblok {
	background-color: #fff;
	padding: 20px 0;
	border-bottom: 2px solid #ddd;
}

	section.contactsocialblok .contactblok {
		display: flex;
		justify-content: space-between;
		align-items: center;
		flex-wrap: wrap;
	}

		section.contactsocialblok .contactblok .blok {
			flex: 1 1 33.3333%;
			text-align: center;
			box-sizing: border-box;
		}

		section.contactsocialblok .contactblok .contactinfo a,
		section.contactsocialblok .contactblok .contactinfo p {
			margin: 0.25rem 0;
		}

	section.contactsocialblok .social-list {
		list-style: none;
		display: flex;
		justify-content: center;
		gap: 1rem;
		padding: 0;
		margin: 0.5rem 0 0 0;
	}

		section.contactsocialblok .social-list li img {
			width: 40px;
			height: 40px;
		}

/* ===== Footer ===== */

footer {
	background-color: #f8f8f8;
	padding: 2rem 1rem;
	font-size: 0.95rem;
}

	footer .container {
		display: grid;
		grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
		gap: 2rem;
		max-width: 1200px;
		margin: 0 auto;
	}

	footer nav {
		flex: 1 1 220px; /* zorgt voor min. breedte per kolom */
		box-sizing: border-box;
	}

		footer nav ul {
			list-style: none;
			padding: 0;
			margin: 0;
		}

			footer nav ul li {
				margin-bottom: 0.5rem;
			}

				footer nav ul li:first-of-type {
					font-size: 15pt;
					font-weight: bold;
					color: #00ACED;
				}

				footer nav ul li a {
					color: #333;
					text-decoration: none !important;
					transition: color 0.2s;
					display: inline-block;
				}

					footer nav ul li a:hover,
					footer nav ul li a:focus {
						color: #005fcc;
						outline: none;
						text-decoration: underline;
					}

/* Extra mobile-friendliness */
@media screen and (max-width: 768px) {
	footer .container {
		flex-direction: column;
		gap: 1.5rem;
	}

	footer nav {
		flex: none;
	}
}

footer.legal-footer {
	padding: 20px 0;
	background: #00ACED;
}

	footer.legal-footer .container {
		color: #FFF;
		display: flex;
		flex-direction: row;
		flex-wrap: nowrap;
		align-content: flex-start;
		justify-content: center;
		align-items: center;
	}

	footer.legal-footer address {
		font-style: normal;
		color: #FFF;
	}

	footer.legal-footer a {
		color: #FFF;
		text-decoration: none;
		font-style: normal;
	}